Lafayette State BankContact UsHomePrivacy Policy
Personal
Business
Loans
Rates
Calculators
Locations & Hours
Useful Links
ATM Locator
Equal Housing Lender - Member FDIC



Privacy Disclosure Notice
 
FACTS WHAT DOES Lafayette State Bank DO WITH YOUR PERSONAL INFORMATION?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and overdraft history
  • Transaction history and account balances
  • Payment history and checking account information

When you are no longer our customer, we continue to share your information as described in this notice.


How? All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons Lafayette State Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Lafayette State Bank Share? Can you limit this sharing?
For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes-
to offer our products and services to you
No We Don't Share
For joint marketing with other financial companies No We Don't Share
For our affiliates' everyday business purposes-
information about your transactions and experiences
No We Don't Share
For our affiliates' everyday business purposes-
information about your creditworthiness
No We Don't Share
For nonaffiliates to maket to you No We Don't Share

Questions? Call 386-294-1901 or go to LafayetteStateBank.com

What we do
How does Lafayette State Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

Protecting your privacy is a high priority at Lafayette State Bank. We value your right to prvacy as much as you do.

How does Lafayette State Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account or make deposits or withdrawals from your account
  • use your credit or debit card or apply for a loan
  • give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates' everyday business purposes-information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State Laws and individual companies may give you additional rights to limit sharing

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Lafayette State Bank has no affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Lafayette State Bank does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Lafayette State Bank doesn't jointly market.
 
Rev 12/2011

Back to Top     Back to Previous Page

Lafayette State Bank
Independently Owned and Operated